Kentucky Capital Gains Tax Calculator
Kentucky taxes capital gains as ordinary income. Combined top rate: 27.3%.
Step 1: Your income before the capital gain
Your existing taxable income determines which federal capital gains bracket applies (0%, 15%, or 20%).
$
Don't know your taxable income? Calculate it from gross income
$
Standard deduction (single): $16,100
Or use the Kentucky Income Tax Calculator for a detailed breakdown.
⚠️ This calculator provides estimates for educational purposes only. It is not financial, tax, or legal advice. Your actual results may vary.
Frequently Asked Questions
Does Kentucky have a lower rate for long-term gains?
No. Unlike the federal government, Kentucky does not offer a preferential rate for long-term capital gains. All gains are taxed at the flat 3.5% rate.
What is Kentucky's capital gains tax rate?
Kentucky taxes capital gains as ordinary income at a flat rate of 3.5%. This applies to both short-term and long-term gains at the state level.
What is the combined capital gains tax rate in Kentucky?
The maximum combined rate is 27.3% (federal 20% + NIIT 3.8% + state 3.5%). Lower-income filers may qualify for the 0% or 15% federal rate.
Related Resources
Kentucky Capital Gains Tax Information
Official Kentucky tax information relevant to capital gains, including rates, forms, and filing resources.
Kentucky Income Tax Calculator
Calculate your Kentucky state and federal income tax
All State Capital Gains Calculators
Compare capital gains tax across all 50 states