New Jersey Capital Gains Tax Calculator
New Jersey taxes capital gains as ordinary income. Combined top rate: 34.6%.
Step 1: Your income before the capital gain
Your existing taxable income determines which federal capital gains bracket applies (0%, 15%, or 20%).
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Don't know your taxable income? Calculate it from gross income
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Standard deduction (single): $16,100
Or use the New Jersey Income Tax Calculator for a detailed breakdown.
⚠️ This calculator provides estimates for educational purposes only. It is not financial, tax, or legal advice. Your actual results may vary.
Frequently Asked Questions
Does New Jersey distinguish between short-term and long-term gains?
No. At the state level, New Jersey taxes both short-term and long-term capital gains as ordinary income. The federal preferential rates (0%/15%/20%) still apply to long-term gains for the federal portion.
How does New Jersey tax capital gains?
New Jersey taxes capital gains as ordinary income using progressive brackets. The top marginal rate is 10.8%, but your effective rate depends on your total taxable income.
What is the combined capital gains tax rate in New Jersey?
The maximum combined rate is 34.6% (federal 20% + NIIT 3.8% + state 10.8%). Most filers pay less because of progressive brackets and the federal 0%/15% rates.
Related Resources
New Jersey Capital Gains Tax Information
Official New Jersey tax information relevant to capital gains, including rates, forms, and filing resources.
New Jersey Income Tax Calculator
Calculate your New Jersey state and federal income tax
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