secure moneyMATH

Earnings Disregard

The earnings disregard (also called earnings allowance or earnings exemption) is the portion of part-time income that doesn't reduce your weekly benefit. States use different formulas: some disregard a flat dollar amount (e.g., $50), others disregard a percentage of your WBA (e.g., 25% or 1/3), and some use a combination. Earnings above the disregard reduce benefits dollar-for-dollar until benefits reach zero. This mechanism encourages claimants to accept part-time work.

Example

Your WBA is $400 and your state disregards 1/3 of your WBA ($133). You earn $200 part-time. Only $67 ($200 - $133) reduces your benefit: you receive $333 in UI plus $200 in wages = $533 total income.

Related Topics

Alabama Unemployment Benefits

Alabama provides up to $275/week in unemployment benefits for 14–20 weeks. Benefits are calculated using 1/26 of the average of wages in the two highest-paid quarters of the base period.

Alaska Unemployment Benefits

Alaska provides unemployment benefits up to $370/week (or $442 with dependents) for up to 26 weeks. Benefits are administered by Alaska Department of Labor and Workforce Development.

Arizona Unemployment Benefits

Arizona provides up to $320/week in unemployment benefits for 24–26 weeks. Benefits are calculated using 4% of highest quarter wages in base period.

Arkansas Unemployment Benefits

Arkansas provides up to $451/week in unemployment benefits for 12 weeks. Benefits are calculated using 1/26 of average quarterly wages in base period (total base period wages / 104).

California Unemployment Benefits

California provides up to $450/week in unemployment benefits for 26 weeks. Benefits are calculated using highest quarter wages / 26.

Colorado Unemployment Benefits

Colorado provides up to $844/week in unemployment benefits for 26 weeks. Benefits are calculated using higher of: highest 2 consecutive quarters / 26 × 0.60, or total base period wages / 52 / 2.

Connecticut Unemployment Benefits

Connecticut provides unemployment benefits up to $721/week (or $796 with dependents) for up to 26 weeks. Benefits are administered by Connecticut Department of Labor (CTDOL).

Delaware Unemployment Benefits

Delaware provides up to $450/week in unemployment benefits for 26 weeks. Benefits are calculated using 1/46 of total wages in the two highest-paid quarters of base period.

Florida Unemployment Benefits

Florida provides up to $275/week in unemployment benefits for 12–23 weeks. Benefits are calculated using highest quarter wages / 26.

Georgia Unemployment Benefits

Georgia provides up to $365/week in unemployment benefits for 14–26 weeks. Benefits are calculated using two highest quarters of base period wages / 42.

Hawaii Unemployment Benefits

Hawaii provides up to $868/week in unemployment benefits for 26 weeks. Benefits are calculated using high-quarter wages / 21.

Idaho Unemployment Benefits

Idaho provides up to $624/week in unemployment benefits for 10–26 weeks. Benefits are calculated using 1/26 of highest quarter wages in base period.

Illinois Unemployment Benefits

Illinois provides unemployment benefits up to $628/week (or $859 with dependents) for up to 26 weeks. Benefits are administered by Illinois Department of Employment Security (IDES).

Indiana Unemployment Benefits

Indiana provides up to $390/week in unemployment benefits for 8–26 weeks. Benefits are calculated using total base-period wages / 52 × 0.47.

Iowa Unemployment Benefits

Iowa provides unemployment benefits up to $763/week (or $763 with dependents) for up to 16 weeks. Benefits are administered by Iowa Workforce Development.

Kansas Unemployment Benefits

Kansas provides up to $637/week in unemployment benefits for 16–26 weeks. Benefits are calculated using 4.25% of highest quarter wages in base period.

Kentucky Unemployment Benefits

Kentucky provides up to $720/week in unemployment benefits for 16–24 weeks. Benefits are calculated using 1.1923% of total base period wages.

Louisiana Unemployment Benefits

Louisiana provides up to $282/week in unemployment benefits for 12–20 weeks. Benefits are calculated using 1/25 of average quarterly wages (total base period wages / 4 / 25).

Maine Unemployment Benefits

Maine provides unemployment benefits up to $649/week (or $774 with dependents) for up to 26 weeks. Benefits are administered by Maine Department of Labor, Bureau of Unemployment Compensation.

Maryland Unemployment Benefits

Maryland provides unemployment benefits up to $430/week for up to 26 weeks. A dependency allowance of $8/dependent is available if your benefit is below the maximum. Benefits are administered by Maryland Department of Labor, Division of Unemployment Insurance.

Massachusetts Unemployment Benefits

Massachusetts provides unemployment benefits up to $1105/week (or $1230 with dependents) for up to 30 weeks. Benefits are administered by Department of Unemployment Assistance (DUA).

Michigan Unemployment Benefits

Michigan provides unemployment benefits up to $530/week (or $627 with dependents) for up to 26 weeks. Benefits are administered by Unemployment Insurance Agency (UIA), Department of Labor and Economic Opportunity.

Minnesota Unemployment Benefits

Minnesota provides up to $948/week in unemployment benefits for 1–26 weeks. Benefits are calculated using higher of: total base period wages / 52, or highest quarter wages / high-quarter divisor.

Mississippi Unemployment Benefits

Mississippi provides up to $235/week in unemployment benefits for 1–26 weeks. Benefits are calculated using highest quarter wages / 26.

Missouri Unemployment Benefits

Missouri provides up to $320/week in unemployment benefits for 20 weeks. Benefits are calculated using 4% of the average of the two highest quarterly wages in base period.

Montana Unemployment Benefits

Montana provides up to $698/week in unemployment benefits for 8–28 weeks. Benefits are calculated using lower of: 1% of total base period wages or 1.9% of wages in two highest quarters.

Nebraska Unemployment Benefits

Nebraska provides up to $582/week in unemployment benefits for 26 weeks. Benefits are calculated using high-quarter wages / 13 / 2 (50% of average weekly wage from highest quarter).

Nevada Unemployment Benefits

Nevada provides up to $631/week in unemployment benefits for 26 weeks. Benefits are calculated using 1/25 of highest-quarter wages in base period.

New Hampshire Unemployment Benefits

New Hampshire provides up to $427/week in unemployment benefits for 26 weeks. Benefits are calculated using statutory table based on total annual base-period earnings.

New Jersey Unemployment Benefits

New Jersey provides unemployment benefits up to $905/week for up to 26 weeks. A dependency allowance of $7/dependent is available if your benefit is below the maximum. Benefits are administered by New Jersey Department of Labor and Workforce Development, Division of Unemployment Insurance.

New Mexico Unemployment Benefits

New Mexico provides unemployment benefits up to $598/week (or $628 with dependents) for up to 26 weeks. Benefits are administered by New Mexico Department of Workforce Solutions.

New York Unemployment Benefits

New York provides up to $869/week in unemployment benefits for 26 weeks. Benefits are calculated using high-quarter wages / 26.

North Carolina Unemployment Benefits

North Carolina provides up to $350/week in unemployment benefits for 12–20 weeks. Benefits are calculated using last two quarters of base period wages / 52.

North Dakota Unemployment Benefits

North Dakota provides up to $815/week in unemployment benefits for 12–26 weeks. Benefits are calculated using highest 2.5 quarters of base period wages / 65.

Ohio Unemployment Benefits

Ohio provides unemployment benefits up to $842/week (or $842 with dependents) for up to 26 weeks. Benefits are administered by Ohio Department of Job and Family Services (ODJFS).

Oklahoma Unemployment Benefits

Oklahoma provides up to $649/week in unemployment benefits for 16–20 weeks. Benefits are calculated using highest quarter wages / 23.

Oregon Unemployment Benefits

Oregon provides up to $872/week in unemployment benefits for 26 weeks. Benefits are calculated using 1.25% of total base year wages.

Pennsylvania Unemployment Benefits

Pennsylvania provides unemployment benefits up to $605/week (or $613 with dependents) for up to 26 weeks. Benefits are administered by Pennsylvania Department of Labor & Industry, Office of Unemployment Compensation.

Rhode Island Unemployment Benefits

Rhode Island provides unemployment benefits up to $745/week (or $931 with dependents) for up to 26 weeks. Benefits are administered by Rhode Island Department of Labor and Training (DLT).

South Carolina Unemployment Benefits

South Carolina provides up to $350/week in unemployment benefits for 20 weeks. Benefits are calculated using 50% of average weekly wage during base period.

South Dakota Unemployment Benefits

South Dakota provides up to $553/week in unemployment benefits for 26 weeks. Benefits are calculated using 1/26 of highest quarter wages in base period.

Tennessee Unemployment Benefits

Tennessee provides up to $325/week in unemployment benefits for 12–20 weeks. Benefits are calculated using statutory benefit table based on average of two highest-earning quarters (~1/26).

Texas Unemployment Benefits

Texas provides up to $605/week in unemployment benefits for 26 weeks. Benefits are calculated using highest quarter wages / 25.

Utah Unemployment Benefits

Utah provides up to $801/week in unemployment benefits for 10–26 weeks. Benefits are calculated using highest quarter wages / 26.

Vermont Unemployment Benefits

Vermont provides up to $705/week in unemployment benefits for 26 weeks. Benefits are calculated using two highest quarter wages / 45.

Virginia Unemployment Benefits

Virginia provides up to $430/week in unemployment benefits for 12–26 weeks. Benefits are calculated using statutory benefit table based on total wages in two highest quarters of base period.

Washington Unemployment Benefits

Washington provides up to $1,152/week in unemployment benefits for 26 weeks. Benefits are calculated using average of 2 highest quarter wages × 0.0385, subject to min/max.

West Virginia Unemployment Benefits

West Virginia provides up to $662/week in unemployment benefits for 26 weeks. Benefits are calculated using statutory wage-class table based on base period wages (~55% of average weekly wage).

Wisconsin Unemployment Benefits

Wisconsin provides up to $370/week in unemployment benefits for 26 weeks. Benefits are calculated using 4% of highest quarter wages in base period.

Wyoming Unemployment Benefits

Wyoming provides up to $651/week in unemployment benefits for 26 weeks. Benefits are calculated using 4% of highest quarter wages in base period.