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Montana Unemployment Benefits

Montana provides up to $698/week in unemployment benefits for 8–28 weeks. Benefits are calculated using lower of: 1% of total base period wages or 1.9% of wages in two highest quarters.

Why It Matters

Understanding Montana's unemployment benefits helps you plan financially during job transitions, know what income replacement to expect, and ensure you file correctly to receive your full entitled benefit.

How It Works

Montana calculates your Weekly Benefit Amount (WBA) using lower of: 1% of total base period wages or 1.9% of wages in two highest quarters. Benefits range from $207 to $698 per week for up to 8–28 weeks. There is a 1-week unpaid waiting period before benefits begin. Montana Department of Labor & Industry, Unemployment Insurance Division administers the program.

Example

$50,000/year worker • Equal quarterly wages • 2026

Weekly

$500

benefit amount

Duration

28 wks

8-28 range

Total

$14,000

max benefits

Resources

Frequently Asked Questions

Am I eligible for unemployment in Montana?

To qualify in Montana, you must have earned sufficient wages during your base period, been separated from work through no fault of your own, and be able and available for work. You must also meet ongoing work search requirements.

Can I do contract or part-time work and still collect unemployment in Montana?

Yes, but your benefits will be reduced. Montana's rule: 25% of WBA disregard; earnings above reduce by $0.50 per dollar. You must report all earnings weekly, including contract/freelance income.

Yes, you can do contract or part-time work while collecting unemployment in Montana, but your earnings will reduce your weekly benefit. Montana's partial earnings rule: 25% of WBA disregard; earnings above reduce by $0.50 per dollar. You must report all earnings for the week you performed the work (not when you received payment). If your earnings exceed your weekly benefit amount, you won't receive benefits for that week but your claim remains active. Important: independent contractor income counts as earnings and must be reported weekly.

How long do unemployment benefits last in Montana?

Montana offers between 8 and 28 weeks of benefits depending on your work history and base period wages.

How much unemployment will I get in Montana?

Montana calculates your weekly benefit using the formula: Lower of: 1% of total base period wages OR 1.9% of wages in two highest quarters. The maximum weekly benefit is $698 and the minimum is $207.

Why does Montana have variable benefit duration?

Montana ties your benefit duration (8–28 weeks) to your base period earnings relative to your weekly benefit amount. Workers with more consistent employment history receive longer durations.

Key Terms

Next review: 2027-07-01 • Applies to tax year: 2026