New York Income Tax
New York uses progressive income tax brackets. Each rate applies only to income within that range, similar to the federal system.
Why It Matters
Understanding New York's income tax structure helps you accurately estimate take-home pay, compare compensation across states, and plan for your total tax burden.
Try the calculator
Open New York Income Tax Calculator →How It Works
The calculator computes both your federal and New York state income tax to show your combined tax burden. Enter your taxable income to see the breakdown.
Example
A single filer with $75,000 in taxable income in New York pays approximately $4,174 in state income tax (5.57% effective rate across progressive brackets), plus $11,414 in federal tax. Total combined: $15,588 — a combined effective rate of 20.8%.
Resources
Frequently Asked Questions
How do New York's tax brackets work?
New York uses 9 progressive brackets similar to the federal system. Each rate applies only to income within that bracket range, so your effective rate is always lower than your top marginal rate of 10.90%.
Is New York's income tax in addition to federal tax?
Yes. You pay both federal income tax and New York state income tax. This calculator shows your combined total tax burden from both.
What is New York's top income tax rate?
New York's top marginal income tax rate is 10.90%, which applies only to income in the highest bracket. Most earners pay a lower effective rate because earlier income is taxed at lower rates.
Key Terms
Next review: 2027-01-15 • Applies to tax year: 2025